Most people usually prefer keeping track of their funds online and therefore online banking is getting popular. However, there are a lot of hackers online which can easily access your information. In order to avoid this, you may never share your login details such as a username and a password with anyone. Ensure that you login from a trusted computer and be associated with a reliable bank. There are loads of spyware programs which can access your information easily and corrupt your account. However most of them can be caught with a simple antivirus program (they can catch hacker tools universal) Online banking has its own benefits, except a few safety drawbacks attached to it. SU: Lån, written and edited by.